Merchant accounts
for high risk businesses

A simple solution to accept remote payments quickly and securely.

Apply now

Make Payment Processing Easier with a Virtual Terminal

A virtual terminal is an online credit card terminal that allows businesses to collect customer information and process credit cards, debit cards and electronic checks through a secure and compliant web-based application.

Harnessing the power of virtual terminal

One-Time Payments

Use a virtual credit card terminal to accept mail orders, telephone orders and e-checks payments on a one-time or recurring basis.

Automated Recurring Billing

Streamline payments for your repeat customers by enabling the option to automate recurring transactions.

Backup & Recovery

Don’t allow temporary issues with your POS terminal to interrupt your operations. An online credit card terminal will keep your business running in case of a hardware malfunction.

Fraud Protection

Visa’s 3D Secure authentication protocol, Mastercard SecureCode, JCB International J/Secure, and American Express SafeKey all have a proven track record of minimizing fraud risk in online transactions.

Account Updater

Avoid payment failures by automatically validating and updating customer billing information.


Save time and boost security by providing your clients with an option to personally enter their billing information using an encrypted form.

Merchant accounts
for high risk businesses

With Unico’s help, a virtual terminal can integrate seamlessly with your CRM, getaways like, receipt printers, card readers, as well as the accounting software you use to manage your business’ financial aspects - allowing you greater control over your sales orders and payment process.

Get approved in 4 simple steps


Fill our a free online form


Connect with a dedicated sales rep to talk details and submit documentation


Get approved within 24/48 hours


Set up an account with Unico and start collecting payments

High-risk payment processing made easy, let’s get you started

Apply now